A disbusements journal can provide you with numerous advantages mainly in the manner in which you are able to track your expenses in an accurate manner. Disbursements journals can not only be used to track the items that you pay but can also be used to help form a budget so that your future financial needs can be planned for and met. Disbursements journals can reduce the risk of fraud and provdide you with a resource to review and to help ensure the validity of transactions.